Any resident of the entire Tirur Municippality, Thalakkad , Thirunavaya , Vettam, Mangalam, Purathur, Thriprangode, Cheriyamundam, Ponmundam, Thanalur, Niramaruthur, Valavannur, Athavanad, and Perumanna Klari Panchayaths. Each A class share costs Rs.100.
D Class membership shall be allowed to Any resident of the entire Tirur, Tirurangadi, Ponnani Taluk. Each D class share costs Rs.100. D Class members shall be eligible for availing all types of loans and also to stand surety to loans availed by other members. They shall not have any other right of an A Class member.