| Surety | Immovable property of the loanee./Guarantor |
| Eligibility | A Class/D Class membership in the bank |
| Purpose | Education purpose. |
| Loan Amount | Maximum 50 Lakhs. |
| Repayment Period | 5 to 10 Years (EMI / NON EMI) |
| Interest Rate | 10.5% p a |
| Documentation | Pre-sanction Documentation Applicable to all mortgage loans |
| Loan Processing Charges | |
|---|---|
| All Loans including Surety loans, MWL (Except gold loans, Deposit loans, NSC Loans, and loans to Staff) | 0.8% of the loan amount + GST |
| Cost of all loans (Mortgage) form | Rs.250/- + GST |
