| Surety | Personal surety of the applicant and other Two members of the bank. |
| Eligibility | A Class/D Class membership in the bank . Applicants should be Doctors, Engineers, Chartered Accountants and other professionals. |
| Purpose | Various. |
| Loan Amount | Maximum 5 Lakhs or 10 times of the monthly income whichever is less. |
| Repayment Period | 5 Years (EMI)- ECS |
| Interest Rate | 10 % p a |
| Documentation | Pre sanction documents required for all types of loans |
| Loan Processing Charges | |
|---|---|
| All Loans including Surety loans, MWL (Except gold loans, Deposit loans, NSC Loans, and loans to Staff) | 0.8% of the loan amount + GST |
| Cost of all loans (Mortgage) form | Rs.250/- + GST |
