Personal Loan

Personal Loan

goldloan
Surety Personal surety of the applicant and another member of the bank.
Eligibility A Class/D Class membership in the bank
Purpose Various
Loan Amount Maximum 50000/-
Repayment Period 2 Years (EMI/Non EMI)
Interest Rate 12.50 % p a
Documentation Pre sanction documents required for all types of loans

Additional Documents

  • Original Land Tax Receipt and Copy of Document (Loanee/ Surety). (For Loans above 25000/-)

Loan Processing Charges

Loan Processing Charges
All Loans including Surety loans, MWL (Except gold loans, Deposit loans, NSC Loans, and loans to Staff) 0.8% of the loan amount + GST
Cost of all loans (Mortgage) form Rs.250/- + GST

Notice Charge

  • Local (Same PIN) rs. 60/- incl gst upto 50 gm
  • Others (upto 200 km) rs 90/- incl gst upto 50 gm

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