Tirur Urban Co-operative Bank (TUCB) offers fast, secure, and affordable Gold Loan solutions. Pledge your gold ornaments and get immediate funds to meet your personal, business, or emergency needs — with minimal paperwork and flexible repayment options.
| Period | Maximum Amount | Margin (% of Market value) | Interest |
|---|---|---|---|
| 15 Days | 50 Lakhs | 75% | 5.00% |
| 3 Months | 50 Lakhs | 75% | 8.50% |
| 6 Months | 50 Lakhs | 75% | 9.75% |
| 1 Year(Bullet) | 2 Lakhs(Bullet) | 75% | 10.50% |
| Gold Loan Processing Charges | |
|---|---|
| Upto Rs.5,00,000/- | Rs.3/- per 1000 (Minimum 50/- and Maximum 350/-) + GST |
| Rs.5,00,001/- to 10,00,000/- | 0.075% of the amount (Minimum 375/- and Maximum 750/-) + GST |
| Above 10 lakh | 0.10% (Minimum 1000/- and Maximum 5000/-) + GST |
| Gold Loan Appraisal Charge (without Gst) | |
|---|---|
| Rs. 1 – 50000 | (Minimum Rs.10, Maximum : Rs. 125. Rs.1.5/per every 500 Rs Block) |
| 50001-100000 | Rs. 150 |
| 100001-200000 | Rs. 175 |
| 200001—5000000 | Rs-200 |
