| Surety | Immovable property of the loanee./Guarantor |
| Eligibility | A Class/D Class membership in the bank |
| Purpose | Various purposes. |
| Upto 20 Lakhs for Marriage purpose | |
| Loan Amount | Maximum 2 Crore. |
| Repayment Period | 5 to 10 Years (EMI/Non EMI) |
| Interest Rate | 12-13.75% pa |
| Documentation | Pre-sanction Documentation(Applicable to all mortgage loans) |
| Amount | Interest Rate |
|---|---|
| Upto Rs. 2 Lakh | 12.75% |
| Rs.2,00,001 to Rs.10 lakh | 13.50% |
| Rs.10,00,001 and above | 13.75 % |
| Loan Processing Charges | |
|---|---|
| All Loans including Surety loans, MWL (Except gold loans, Deposit loans, NSC Loans, and loans to Staff) | 0.8% of the loan amount + GST |
| Cost of all loans (Mortgage) form | Rs.250/- + GST |
