The Gold Cash Credit facilitates short‑term secured loans against the pledge of gold ornaments or coins, offering quick access to funds without requiring formal documentation or credit checks.
| Security | Pledge of gold jewelry or coins, assessed based on purity and market value. |
| Purpose | Ideal for emergency needs—medical, education, business, or personal expenses. |
| Loan Amount | Up to ₹50 Lakhs, depending on pledge value. |
| Advance margin | Up to 75% of gold’s market value. |
